| What is a Credit Union? |
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A credit union is a financial co-operative organised by a group of people to save money and make loans to each other at favourable rates. Members usually have something in common such as their place of work, area of residence, professional organisation or social group.
Credit Unions:
1. Encourage and help members save regularly to achieve their financial goals
2. Provide loans to their members at competitive rates
3. Provide financial counselling to their members often at no cost
4. Provide the opportunity for persons to own and democratically control their own financial institution
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| Credit unions have a tradition of providing member
education through the hosting of seminars on topics ranging from buying
a car to preparing for retirement. |
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